Attention homeowners: Real estate appraisal services for in Lynn Haven and Bay County

Check out the top reasons Florida homeowners order from CM Appraisals, LLC:

To get a pre-listing appraisal (whether they're selling the home themselves or using a real estate agent)
Challenge property tax assessments
To reduce your mortgage payment by removing PMI
To reinstate their Home Equity Line of Credit (HELOC)
To review another appraiser's report for verification
In the case of a divorce in the state of Florida, where property needs to be divided
To determine the true market value of real estate to settle an estate in Florida


	Do you own a house in or near Lynn Haven? Do you need help deciding the value of your real estate? Contact CM Appraisals, LLC.

We at CM Appraisals, LLC understand the individual needs of a homeowner looking for appraisal services. Our business practices and reporting formats are familiar to our business clients like lenders, attorneys, and accountants. As our non-traditional client, we will give you extra guidance and explanations through the appraisal process to better understand what we do and how we report our findings.

Pre-listing Services/For Sale by Owner

Since you have an emotional attachment to your own home, it's often very hard to be objective about it. Professional appraisers, like the ones at CM Appraisals, LLC, will be objective. We'll tell you what you need to know, not just what you want to hear. A professional appraisal is very important as a negotiating tool once you have a likely buyer, in addition to helping you set a realistic selling price so your property will attract many interested buyers. The appraisal is something concrete to show your buyer. It's an independent third party's opinion of your home's value, and not just how much your house is worth. Potential buyers know that you have an emotional attachment to your house and will be far more likely to give credibility to an experienced appraiser's value assessment than yours.

Challenging a property tax assessment

Let's say your house is not appreciating as much as other houses nearby -- your local tax assessor may have your home overvalued. This means you are going to pay higher taxes than you should be paying. Since your property assessment may likely go up again in the next period, the quicker you take care of a matter like this, the better. Getting an expert appraisal from CM Appraisals, LLC is your best weapon when contesting your property tax assessment.

PMI Removal Appraisals

PMI stands for Private Mortgage Insurance. An attractive money saver for homeowners is to get the PMI canceled from their mortgage loan, thus saving them money on their monthly payments. Your monthly payments will go down once your mortgage loan is down below 80% of the value of your house. In most cases you can apply to a lender to have the PMI canceled from your loan. CM Appraisals, LLC is experienced in helping customers just like you abolish unnecessary PMI insurance.

Recently got a freeze to your HELOC?

Your lender just may make the decision to automatically freeze your home equity line of credit (HELOC) if your home is in or near a declining area -- even if your specific property has not declined in value. This can be unfavorable to your credit score since it may appear as though that credit line is maxed out, and also inopportune from a cash flow angle. An efficient appraisal from CM Appraisals, LLC can help you reinstate your HELOC.

We Also Offer Field and Desktop Appraisal Review Services

Have you just accepted a copy of your appraisal and you'd like to have a seasoned appraiser double-check it for preciseness or do you desire a second opinion without the cost and delay of waiting for a whole new appraisal? We can go out and check the subject and comparables in a field review. If you need it ASAP, we'll provide desk review and verify as many facts as we can, using online data sources as well as our own files.

We can also provide you with a retrospective review of any appraisal report you may have had done before. Even though most review work is commissioned by lenders, homeowners suspecting they've been the victim of mortgage fraud are prudent to invest in a second opinion.